Our Business Retirement Plan Design Services

FJC & Associates will perform annual administration for all qualified pension plans including, 401(k), Profit Sharing, Money Purchase, Cross Tested, and Defined Benefit designs. Base services include:

• Discrimination Testing with reference to IRC sections 401(k), 401(m), 410(b), and Top Heavy.
• Preparation of the annual Form 5500 and Summary Annual Report.
• Tracking of vesting percentages as pertains to employer contributions.
• Annual allocation of employer matching, profit sharing, and plan forfeitures as needed.
• Any phone consultation that is required to ensure the plan is being administered in accordance with the plan document and IRS regulations.